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Agentic 10-K

nCino, Inc.NCNO

AI agent disclosures in SEC filings, deployment confirmed

As of 2026-08-25, nCino, Inc. (NCNO) disclosed AI-agent language in 5 SEC filings since 2025-05-20, including 5 excerpts describing its own deployment of AI agents (source: Agentic 10-K, from SEC EDGAR).

Market cap
$2.2BYahoo Finance, 2026-10-21
First seen
2025-05-20
Latest filing
2026-08-25

Matching filings by quarter

012Q1 '251Q2Q31Q41Q1 '261Q21Q3Q4*
Filings* Quarter in progress

What the filings cover

Functions named

IT & security ops, Legal & compliance

Vendors and products named

AWS, nCino

Source

5 filings since 2025-01-01. All EDGAR filings (opens in a new tab)

Stage and function are keyword-rule labels, not the company’s words.

In its own words

Sentences copied from the filings, whitespace normalised.

“nCino (NASDAQ: NCNO) is the platform for agentic banking.”

8-KFiled 2026-08-25Confirmed deploymentSource on sec.gov (opens in a new tab)Filing index (opens in a new tab)

“Artificial intelligence is embedded throughout the nCino Platform in three forms: generative AI that augments banker workflows and automates content-intensive tasks; predictive AI that surfaces risk and performance insights; and agentic AI that automates multi-step workflows through role-based digital agents.”

10-KFiled 2026-03-31Confirmed deploymentSource on sec.gov (opens in a new tab)Filing index (opens in a new tab)

“mortgage business and our artificial intelligence and machine learning capabilities, including the cloud platform services that power our AI-driven features and our agentic AI platform.”

10-KFiled 2026-03-31Confirmed deploymentSource on sec.gov (opens in a new tab)Filing index (opens in a new tab)

All matching filings

8-K filed 2026-08-25 Filing index (opens in a new tab)

8-K, EX-99.1Filed 2026-08-25

nCino announced financial results and authorized a stock repurchase program.

“WILMINGTON, N.C., August 25, 2026 -- nCino, Inc. (NASDAQ: NCNO), the platform for agentic banking, today announced financial results for the second quarter of fiscal year 2027, ended July 31, 2026, and that its Board of Directors has authorized a Stock Repurchase Program under which the Company may repurchase up to an additional $100 million of the Company's outstanding common stock.”

8-K, EX-99.1Filed 2026-08-25

nCino deploys AI agents alongside human teams on its agentic banking platform.

“nCino (NASDAQ: NCNO) is the platform for agentic banking. With over 2,700 customers worldwide - including community banks, credit unions, independent mortgage banks, and the largest financial entities globally - nCino offers a trusted agentic platform purpose-built for financial services and regulated industries. By deploying AI agents alongside human teams, nCino's dual workforce enables institutions to eliminate inefficiencies, sharpen decision-making and deliver better outcomes for the customers they serve. For more information, visit”

8-K filed 2026-05-27 Filing index (opens in a new tab)

8-K, EX-99.1Filed 2026-05-27

nCino announced results as the platform for agentic banking.

“WILMINGTON, N.C., May 27, 2026 -- nCino, Inc. (NASDAQ: NCNO), the platform for agentic banking, today announced financial results for the first quarter of fiscal year 2027, ended April 30, 2026.”

8-K, EX-99.1Filed 2026-05-27

nCino deploys AI agents alongside human teams in its agentic banking platform.

“nCino (NASDAQ: NCNO) is the platform for agentic banking. With over 2,700 customers worldwide - including community banks, credit unions, independent mortgage banks, and the largest financial entities globally - nCino offers a trusted agentic platform purpose-built for financial services and regulated industries. By deploying AI agents alongside human teams, nCino's dual workforce enables institutions to eliminate inefficiencies, sharpen decision-making and deliver better outcomes for the customers they serve. For more information, visit”

10-K filed 2026-03-31 Filing index (opens in a new tab)

10-KFiled 2026-03-31

nCino embeds generative, predictive, and agentic AI in its platform to automate workflows and improve banking efficiency.

“Artificial intelligence is embedded throughout the nCino Platform in three forms: generative AI that augments banker workflows and automates content-intensive tasks; predictive AI that surfaces risk and performance insights; and agentic AI that automates multi-step workflows through role-based digital agents. These capabilities are designed to improve operational efficiency, support regulatory compliance, and enable financial institutions to deliver faster, more informed banking experiences.”

10-KFiled 2026-03-31

nCino plans to invest in embedding more agentic workflows and tailored intelligence across its platform.

“• Continue Strengthening and Extending Our Product Functionality. We invested 21.4% of our revenues back into research and development in fiscal 2026, and we expect to continue to invest in fiscal 2027 to further extend the breadth and depth of the nCino Platform. Current plans direct that investment across nCino’s solution lines and geographies and aim to enrich experiences and drive additional efficiencies into financial processes that are foundationally underpinned by the nCino Platform. These plans include embedding more agentic workflows and tailored intelligence across our platform, enabling FIs to augment human-in-the-loop processes and automate routine, time-consuming tasks through practical AI deployment.”

10-KFiled 2026-03-31

nCino plans to deepen AI-native capabilities and expand agentic functionality across its platform.

“innovation across our platform, deepen AI-native capabilities, expand agentic functionality, drive operational efficiency, and strengthen our global reach.”

10-KFiled 2026-03-31

AWS provides infrastructure for nCino products including its artificial intelligence and agentic AI platform.

“In addition to serving as a data center provider, AWS provides cloud infrastructure and platform services that are integral to the operation of certain of our products. AWS also serves as the primary infrastructure layer for certain of our products including our U.S. mortgage business and our artificial intelligence and machine learning capabilities, including the cloud platform services that power our AI-driven features and our agentic AI platform. Any disruption to these services, including a prolonged outage or termination of our agreement with AWS, could impair our ability to deliver those products and AI capabilities to customers and could adversely affect our business and results of operations.”

8-K filed 2025-12-03 Filing index (opens in a new tab)

8-K, EX-99.1Filed 2025-12-03

nCino launched role-based AI agents for financial services data.

“• Launched Digital Partners: Announced first role-based AI agents trained on the complexities of rich financial services data-informed by nCino's more than thirteen years of industry expertise and one of the most comprehensive perspectives in financial technology.”

8-K filed 2025-05-20 Filing index (opens in a new tab)

8-K, EX-99.2Filed 2025-05-20

nCino describes orchestrating Agentic AI for banking workflows and automation.

“Orchestrating Agentic AI for Banking A U T O M A T IO N A U G M E N T A T IO N Agentic AI Banking (for example, customized Commercial Lending) AI Native Workflows (for example, standardized Small Business) Exception Management Officer Integration Engine Banking Rules Engine Communications Engine Supercharged Commercial Banker Agentic Planning & Execution All Relevant Banking Data & Predictive Models Capital Requirements Credit Policies Collateral Status Entity Relationships Customer Details Financial Statements Automatic Execution in LOS 22”