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Agentic 10-K

PayPal Holdings, Inc.PYPL

AI agent disclosures in SEC filings

As of 2026-02-03, PayPal Holdings, Inc. (PYPL) disclosed AI-agent language in 1 SEC filing since 2026-02-03 (source: Agentic 10-K, from SEC EDGAR).

Market cap
$49.1BYahoo Finance, 2026-10-21
First seen
2026-02-03
Latest filing
2026-02-03

Matching filings by quarter

012Q1 '25Q2Q3Q41Q1 '26Q2Q3Q4*
Filings* Quarter in progress

What the filings cover

Functions named

IT & security ops, Legal & compliance, Sales & marketing

Vendors and products named

None named

Source

1 filing since 2025-01-01. All EDGAR filings (opens in a new tab)

Stage and function are keyword-rule labels, not the company’s words.

In its own words

Sentences copied from the filings, whitespace normalised.

“• Increasing omnichannel engagement : through the PayPal-branded debit and credit cards, rewards programs, and seamless integration into digital wallets that support in-person payments, we are giving consumers more reasons to use PayPal and Venmo for in-person as well as online (including agentic) purchases.”

10-KFiled 2026-02-03Source on sec.gov (opens in a new tab)Filing index (opens in a new tab)

“• Seeking new areas of growth : innovate the future of commerce by focusing on creating new products and services in both the digital and physical worlds, including crypto and digital currencies (such as the PayPal USD stablecoin), agentic commerce, advertising-related services, and cross-wallet interoperability through PayPal World, and finding opportunities to expand and improve upon our existing products and…”

10-KFiled 2026-02-03Source on sec.gov (opens in a new tab)Filing index (opens in a new tab)

“website; AI; developments in technologies supporting our regulatory and compliance obligations; and in-store, digital, agentic and social commerce.”

10-KFiled 2026-02-03Source on sec.gov (opens in a new tab)Filing index (opens in a new tab)

All matching filings

10-K filed 2026-02-03 Filing index (opens in a new tab)

10-KFiled 2026-02-03

PayPal mentions support for agentic purchases in its omnichannel engagement strategy.

“• Increasing omnichannel engagement : through the PayPal-branded debit and credit cards, rewards programs, and seamless integration into digital wallets that support in-person payments, we are giving consumers more reasons to use PayPal and Venmo for in-person as well as online (including agentic) purchases. Providing consumers more opportunities to use PayPal for omnichannel purchases will help us to drive engagement.”

10-KFiled 2026-02-03

PayPal plans to innovate with agentic commerce and new products.

“• Seeking new areas of growth : innovate the future of commerce by focusing on creating new products and services in both the digital and physical worlds, including crypto and digital currencies (such as the PayPal USD stablecoin), agentic commerce, advertising-related services, and cross-wallet interoperability through PayPal World, and finding opportunities to expand and improve upon our existing products and capabilities.”

10-KFiled 2026-02-03

PayPal warns of risks from generative AI and autonomous AI agents.

“We expect that new technologies applicable to the industries in which we operate, including the development, adoption, and use of generative AI technologies and autonomous AI agents, will continue to emerge and may be superior to, or render obsolete, the technologies we currently use in our products and services. We cannot predict the effects of technological changes on our business, which technological developments or innovations will become widely adopted, and how those technologies may be regulated. Developing and incorporating new technologies into new and existing products and services may require significant investment, take considerable time, and may not ultimately be successful. For example, AI algorithms that we use may be flawed or may be based on datasets that are biased or insufficient. In addition, any latency, disruption, or failure in our AI systems or infrastructure could result in delays or errors in our offerings. There also may be real or perceived social harm, unfairness, or other outcomes that undermine public confidence in the use of our products or of AI. In addition, third parties may deploy AI technologies in a manner that reduces customer demand for our products and services.”