Titan plans product development including agentic payments and use of agentic AI to replace manual processes.
“Growth C apital $ 75 m · 50 % Strategic Investments (M&A) $60m · 40% $15m · 10% Growth Capital $75m · 50% Scaling a proven operating model — planned investment in technology, people and licenses Strategic Investments $60m · 40% Targeted acquisitions designed to accelerate capability and market entry Talent Attraction Public equity incentives attract senior hires from across the industry Accelerated Geographic Rollout Faster APAC launches; mobilize the US opportunity with 43 MTLs secured Bigger Customers & Partnerships Listed credibility unlocks enterprise RFPs and additional global banking partners Accelerated Product Development New products — trading, treasury, agentic payments — upsold to high - flow clients Agentic AI AI agents replace manual processes: more output per head, expanding margins Targeted M&A Public equity as acquisition currency to close product and geography gaps HO W I T I S A P P L I E D • Bolt - on, capability - driven targets • Assumed structure: 20% cash / 80% shares • Expands footprint and capabilities while maintaining execution discipline $60m to M&A is second largest Growth Capital initiative Foundation & Balance Sheet Strength 17 $15m · 10% Financial resilience and regulatory headroom to support client growth at increasing scale Enabler, not a growth lever Note: $150m of potential transaction proceeds. Growth Capital and Foundation deployed in cash; Strategic Investments assume 20% cash / 80% shares. Fiscal year - end April 30. First Capital Deplo”