Skip to content
Agentic 10-K

Vroom, Inc.VRM

AI agent disclosures in SEC filings, deployment confirmed

As of 2026-08-04, Vroom, Inc. (VRM) disclosed AI-agent language in 9 SEC filings since 2025-03-11, including 8 excerpts describing its own deployment of AI agents (source: Agentic 10-K, from SEC EDGAR).

Market cap
$46MYahoo Finance, 2026-10-21
First seen
2025-03-11
Latest filing
2026-08-04

Matching filings by quarter

01233Q1 '251Q21Q31Q41Q1 '261Q21Q3Q4*
Filings* Quarter in progress

What the filings cover

Functions named

None identified

Vendors and products named

Vroom

Source

9 filings since 2025-01-01. All EDGAR filings (opens in a new tab)

Stage and function are keyword-rule labels, not the company’s words.

In its own words

Sentences copied from the filings, whitespace normalised.

“In 2025, we drove operational efficiency by integrating Vroom’s patented AI agent into certain aspects of UACC’s funding process.”

10-QFiled 2026-08-04Confirmed deploymentSource on sec.gov (opens in a new tab)Filing index (opens in a new tab)

“Integrate Vroom patent-pending AI agent into UACC's funding process to reduce costs, improve accuracy, and reduce fraud.”

10-QFiled 2025-11-10Confirmed deploymentSource on sec.gov (opens in a new tab)Filing index (opens in a new tab)

“Integrate Vroom patent-pending AI agent into UACC’s funding process to reduce costs, improve accuracy, and reduce fraud.”

10-KFiled 2025-03-11Confirmed deploymentSource on sec.gov (opens in a new tab)Filing index (opens in a new tab)

All matching filings

10-Q filed 2026-08-04 Filing index (opens in a new tab)

10-QFiled 2026-08-04

Vroom integrated its patented AI agent into UACC's funding process to automate verification and reduce fraud.

“Build operational excellence in originations by enhancing systemic capabilities and decisioning for a more efficient process. In 2025, we drove operational efficiency by integrating Vroom’s patented AI agent into certain aspects of UACC’s funding process. This integration helped automate verification and is intended to reduce fraud and lower the cost-per-funded contract.”

10-Q filed 2026-05-15 Filing index (opens in a new tab)

10-QFiled 2026-05-15

Vroom integrated its patented AI agent into UACC funding process to automate verification.

“Build operational excellence in originations by enhancing systemic capabilities and decisioning for a more efficient process. In 2025, we drove operational efficiency by integrating Vroom’s patented AI agent into certain aspects of UACC’s funding process. This integration helped automate verification and is intended to reduce fraud and lower the cost-per-funded contract.”

10-K filed 2026-03-26 Filing index (opens in a new tab)

10-KFiled 2026-03-26

Vroom integrated its patented AI agent into UACC funding process to automate verification.

“Build operational excellence in originations by enhancing systemic capabilities and decisioning for a more efficient process. In 2025, we drove operational efficiency by integrating Vroom’s patented AI agent into certain aspects of UACC’s funding process. This integration helped automate verification and is intended to reduce fraud and lower the cost-per-funded contract.”

10-Q filed 2025-11-10 Filing index (opens in a new tab)

10-QFiled 2025-11-10

Vroom plans to integrate its patent-pending AI agent into UACC's funding process.

“Build operational excellence in originations: Enhance systemic capabilities and decisioning for a more efficient process. Integrate Vroom patent-pending AI agent into UACC's funding process to reduce costs, improve accuracy, and reduce fraud. Build a pre-verification automated engine to improve dealer service, improve credit quality and increase capture rates.”

10-Q filed 2025-08-07 Filing index (opens in a new tab)

10-QFiled 2025-08-07

Vroom plans to integrate its patent-pending AI agent into UACC's funding process.

“Build operational excellence in originations: Enhance systemic capabilities and decisioning for a more efficient process. Integrate Vroom patent-pending AI agent into UACC's funding process to reduce costs, improve accuracy, and reduce fraud. Build a pre-verification automated engine to improve dealer service, improve credit quality and increase capture rates.”

10-Q filed 2025-05-14 Filing index (opens in a new tab)

10-QFiled 2025-05-14

Vroom plans to integrate its patent-pending AI agent into UACC funding process.

“Build operational excellence in originations: Enhance systemic capabilities and decisioning for a more efficient process. Integrate Vroom patent-pending AI agent into UACC's funding process to reduce costs, improve accuracy, and reduce fraud. Build a pre-verification automated engine to improve dealer service, improve credit quality and increase capture rates.”

S-1 filed 2025-03-26 Filing index (opens in a new tab)

S-1, S-1/AFiled 2025-03-26

Vroom plans to integrate its patent-pending AI agent into UACC funding process to cut costs and fraud.

“• Build operational excellence in originations: Enhance systemic capabilities and decisioning for a more efficient process. Integrate Vroom patent -pending AI agent into UACC’s funding process to reduce costs, improve accuracy, and reduce fraud. Build a pre -verification automated engine to improve dealer service, improve credit quality and increase capture rates.”

S-1 filed 2025-03-21 Filing index (opens in a new tab)

S-1Filed 2025-03-21

Vroom plans to integrate patent-pending AI agent into UACC funding process.

“• Build operational excellence in originations: Enhance systemic capabilities and decisioning for a more efficient process. Integrate Vroom patent -pending AI agent into UACC’s funding process to reduce costs, improve accuracy, and reduce fraud. Build a pre -verification automated engine to improve dealer service, improve credit quality and increase capture rates.”

10-K filed 2025-03-11 Filing index (opens in a new tab)

10-KFiled 2025-03-11

Vroom plans to integrate its patent-pending AI agent into UACC funding process.

“Build operational excellence in originations : Enhance systemic capabilities and decisioning for a more efficient process. Integrate Vroom patent-pending AI agent into UACC’s funding process to reduce costs, improve accuracy, and reduce fraud. Build a pre-verification automated engine to improve dealer service, improve credit quality and increase capture rates.”

10-KFiled 2025-03-11

Vroom plans to integrate its patent-pending AI agent into UACC funding process.

“Build operational excellence in originations: Enhance systemic capabilities and decisioning for a more efficient process. Integrate Vroom patent-pending AI agent into UACC's funding process to reduce costs, improve accuracy, and reduce fraud. Build a pre-verification automated engine to improve dealer service, improve credit quality and increase capture rates.”